Friday, February 3, 2012

Finance: Credit Article Category

Taking Care of Your Credit Score
It used to be almost impossible to borrow money if your credit rating was less than stellar, but things have changed over the years and banks are now giving chances to people with credit ratings that aren't perfect. Your chances of getting a loan are bigger, but you may end up paying more than those who have pristine credit reports. Being a subprime borrower may not be the ideal situation, but it's still a better deal than getting a loan from other sources.
Signature Debit Not Always More Expensive
by Jonathan Hewitt
Not too long ago it was less expensive for a business to process PIN debit transactions than it was to process signature debit transactions. This was due to the fact that PIN debit involved only a single transaction fee without a percentage charge, and a signature debit charges involved both a transaction fee and a percentage fee.
Total Transparency in Credit Card Processing
by Michael Saum
Is your current credit card processing provider being totally transparent with you regarding the services you are paying them for? In the past, I've written about the frustrations that I have experienced in just how little merchants seem to know about their credit card processing services.
Why Work on Your Poor Credit History Today?
by Melanie Mathis
The fluctuations in the worldwide economy inflicted huge financial woes on to many consumers in the past three years. A large percentage of the working class lost their jobs and were forced to grab low-paying employment opportunities just so they could support the basic needs of their families. However, with meager financial resources, most of these individuals failed to keep up with their credit payments. And this in turn inflicted severe damage to their credit history.
Credit Scores and College Students
by Lisa Marie Andrews
While you are in college you have a lot to worry about, tests, work, homework, friends, clubs, and so on and so forth. There is one more thing you may want to think about thought: your credit score.
Your Guide To Evaluating Credit Repair Services
by Shelly Evans
There can be companies that offer credit repair services for consumers who want increase their credit rating, get over poor credit, or manage their finances more effectively. Some agencies exclusively offer credit counseling services. On the second hand, other companies also offer other debt help programs just like debt consolidation, debt settlement and debt management program.
When Should You Give Your Teenager a Credit Card ? If At All?
by George Kaadi
Most parents of teens would much less hand over a credit card to their teen, than they would hand over a loaded gun. Teenagers are still at that stage where they think like kids. They don't quite understand all the consequences of their actions yet.

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